The Unvarnished Ledger - Part 2: The Subscription Trap6 June 2020·378 words·2 minsHistory and Critical Analysis Personal Finance Subscription Economy Behavioral-Economics Consumer Behavior Zero Marginal Cost Consumer Psychology Decision-Making and Bias Policy and Critique Political EconomyHow zero marginal cost business models exploit the margin of indifference—and why those $9.99 fees add up to a budget-busting torrent.